SMS Analysis

AI-Powered SMS Analysis for NBFCs

Analyze transactional SMS data to uncover spending behavior, EMI obligations, income sources, and financial stability. Ideal for thin-file customers and instant credit assessment.

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Accuracy Rate
SMS categorization
0
Pattern Detection
Financial behavior
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Income Verification
Salary detection
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Processing Time
Per analysis

How SMS Analysis Works

Simple 4-step process to Automated SMS parsing to extract financial insights in real-time

01

Secure SMS Access

With user consent, transactional SMS data is securely accessed through our encrypted API.

SecureSMSEncryptedConsent
Secure
SMS
Encrypted
Consent
02

Smart Parsing

AI-powered NLP extracts transaction details, amounts, and merchant information from SMS messages.

NLPParseExtractFast
NLP
Parse
Extract
Fast
03

Pattern Recognition

Identify spending patterns, income sources, and financial behavior from SMS history.

PatternsTrendsAnalyticsInsights
Patterns
Trends
Analytics
Insights
04

Financial Insights

Get comprehensive financial profile and credit indicators from SMS analysis.

ReportVerifiedScoreInstant
Report
Verified
Score
Instant
Process Complete
Use Cases

How SMS Analyser Powers Your Business

Extract valuable financial data from transactional SMS messages to build comprehensive borrower profiles, especially for thin-file customers.

Thin-File Customer Assessment

Build credit profiles for new-to-credit customers using SMS transaction history when traditional data is unavailable.

40% more approvals

Income Verification

Verify salary credits and income sources through SMS alerts without requiring bank statements.

85% accuracy

Transaction Monitoring

Track and categorize real-time transactions across bank accounts to detect anomalies, flag suspicious activity, and ensure compliance.

Real-time alerts

Spending Behavior Analysis

Understand spending patterns, merchant preferences, and financial discipline from transaction alerts.

3000+ categories

Key Benefits

On-device processing for privacyWorks without bank integrationInstant creditworthiness signalsBatch processing support

Key Features

Advanced SMS analytics powered by AI and natural language processing

Instant Extraction

Real-time

Extract transaction data from SMS messages in real-time with our advanced NLP algorithms.

Smart Filtering

99% Accurate

Automatically filter spam and promotional messages to focus on relevant financial data.

Pattern Recognition

AI-Powered

Identify spending patterns, income sources, and financial behavior from SMS history.

Privacy First

256-bit SSL

Bank-level encryption ensures complete privacy and security of sensitive SMS data.

Advanced Capabilities

Our NLP-powered engine extracts meaningful financial data from transactional SMS messages with high accuracy.

Transaction amount extraction
Merchant identification
Date and time parsing
Account balance tracking
Duplicate detection
Spam and promotional filtering
Multi-language support
Historical trend analysis
3,000+ NBFCs onboard ยท Live

Ready to Unlock SMS Insights?

Verify income and spending patterns from SMS data with 98% accuracy.